Last updated: June 21, 2025
These Terms of Service (“Terms”) govern your use of GhostBill (“we”, “us”, “our”), a personal finance app designed to help you manage your spending, track subscriptions, and build better money habits.
By accessing or using GhostBill, you agree to be bound by these Terms. If you do not agree, you may not use the service.
You must be at least 18 years old to use GhostBill. By using the app, you confirm that you have the legal right and authority to enter into these Terms.
You are responsible for maintaining the security of your GhostBill account. You agree to provide accurate and current information and to update it as needed. We may suspend or terminate your access if we detect abuse or violations of these Terms.
GhostBill connects to your financial institutions via Plaid. By using GhostBill, you also agree to Plaid’s terms and privacy policy. We never store or see your banking credentials.
GhostBill is not a financial advisor. All insights and tools are for informational purposes only and should not be considered financial, investment, or legal advice.
If GhostBill offers paid plans, subscription billing will be clearly communicated. You may cancel anytime, and access will continue through the end of your billing period. We reserve the right to change pricing, features, or cancel services with notice.
All content and branding associated with GhostBill, including our logo and software, are the property of GhostBill Inc. You may not copy, distribute, or reverse-engineer any part of the app without our permission.
GhostBill is provided “as is” and “as available.” We are not responsible for any damages, losses, or harm arising from your use of the service. Use it at your own risk.
We may update these Terms from time to time. If we make significant changes, we’ll post a notice in the app or on our website. Continued use after changes means you accept the updated Terms.
These Terms are governed by the laws of British Columbia, Canada. Any disputes will be handled in local courts within British Columbia.
If you have questions about these Terms, contact us at contact@ghostbill.com.