Privacy Policy

Last updated: June 21, 2025

At GhostBill, we respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and protect your data when you use our services.

What We Collect

How We Use Your Data

Third-Party Services

We use Plaid to securely connect to your financial institution. We never see or store your banking credentials. All data is transmitted and stored using industry-standard encryption.

Security

Your data is encrypted in transit and at rest. We don’t sell your data. We don’t use it for ads. Only the minimum amount of data is collected to power the core features of the app.

Your Rights

You may request to view or delete your data at any time by contacting us at contact@ghostbill.com. Deleting your account will remove all associated data from our systems within 7 days.

Cookies & Analytics

We may use cookies or basic analytics tools to understand how users interact with our app and website. This helps us improve functionality. You can disable cookies in your browser settings if you prefer.

Data Retention

We retain your data only as long as needed to provide the service. If you delete your account or request removal, we’ll permanently delete your data unless we are legally required to retain it.

International Use

GhostBill is based in Canada, but your data may be stored on servers in the U.S. or other countries through services like Supabase or Vercel. By using our services, you consent to the transfer of your data outside your country of residence.

Changes to This Policy

If we make significant changes to how we handle your information, we’ll post an update on this page. We recommend checking back periodically to stay informed.

Contact Us

If you have questions or concerns about this Privacy Policy, email us at contact@ghostbill.com.